Axis Bank Credit Cards are a convenient way to make instant payments for any expense in a cashless way. In case of no cash, it fulfills all the needs be it the purchase of a new mobile phone, booking an air ticket for an upcoming holiday, a dinner with family or friends, or even the purchase of monthly groceries.
Top Axis Bank Credit Cards
Below mentioned are some of the Top Axis Bank Credit Cards:
| Credit Card | Annual Fee | Best Suited For | Income Eligibility | Joining Fees |
|---|---|---|---|---|
| Axis Bank Ace Credit Card | INR 499 p.m. | Cashback | INR 30000 p.m. | INR 499 p.m. |
| Axis Bank Neo Credit Card | INR 250 p.m. | Entertainment & Shopping | INR 30000 p.m. | INR 250 p.m. |
| Axis Bank Flipkart Credit Card | INR 500 p.m. | Shopping | INR 15000 p.m. | INR 500 p.m. |
| Axis Bank Select Credit Card | INR 3000 p.m. | Travel, Shopping, Rewards | INR 75000 p.m. | INR 3000 p.m. |
| Axis Bank Vistara Signature Credit Card | INR 3000 p.m. | Travel | INR 50000 p.m. | INR 3000 p.m. |
| Axis Bank Magnus Credit Card | INR 10000 p.m. | All Rounder benefits | INR 150000 p.m. | INR 10000 p.m. |
| Axis Bank My Zone Credit Card | INR 500 p.m. | Entertainment | INR 30000 p.m. | INR 500 p.m. |
Other Axis Bank Credit Cards
| Credit Card | Annual Fee | Best Suited For |
|---|---|---|
| Airtel Axis Bank Credit Card | ₹ 500 | Bill Payment |
| Indian Oil Axis Bank Credit Card | ₹ 500 | Fuel |
| Axis Bank Vistara Credit Card | ₹ 1,500 | Travel |
| Axis Bank Vistara Infinite Credit Card | ₹ 10,000 | Travel |
| Axis Bank Aura Credit Card | ₹ 749 | Health and Wellness |
| Axis Bank Pride Platinum Credit Card | ₹ 250 | Defense Personnel |
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining/ Annual Fee | Varies across all Axis Credit Cards |
| Finance Charges | Up to 3.4% per month | 49.36% p.a. |
| Late Payment Fee | For outstanding balanceFeeLess than INR 500NilFrom INR 501 to INR 5,000INR 500From INR 5,001 to INR 10,000INR 750Greater than INR 10,000INR 1,200 |
Eligibility Criteria
- Primary cardholders should be between 18 to 70 years of age
- Applicant should be a Resident of India or a Non-Resident Indian
- Applicant should be Salaried or Self Employed.
Documents Required
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof |
| Proof of Income | Latest one or 2 salary slips (not more than 3 months old), the Latest Form 16, Last 3 months’ bank statement |
How to apply for Axis Bank Credit Card Online
Below mentioned are the steps to apply for Axis Bank Credit Card online:
Step 1: Enter the mobile number to start an application in the credit card form.
Step 2: Enter OTP and check the pre-approved offers available on the screen.
Step 3: Compare the options available as per the eligibility and choose the card that best suits the requirement.
Step 4: Apply for the preferred credit card and provide documents for the smooth processing of the application.
How to check Axis Bank Application Status
Axis Bank Credit Card Application Status can be checked by two methods i.e. either online or offline. Let us understand both of them.
- Via Online Methods
- Checking the application status using the Application ID
- Visit the official website of Axis Bank.
- Select the Application ID option.
- Enter the Application ID received at the time of application.
- Click on “Submit”.
- The status will be displayed on the screen.
- Checking the application status using PAN & Mobile Number
- Visit the official website of Axis Bank.
- Open the status tracking page of Axis Bank.
- Enter the mobile number and PAN provided at the time of application.
- Click on Submit.
- The status will be displayed on the screen.
- Checking the application status through Email
- Visit the official website of Axis Bank.
- Open the email tab available on the website.
- Enter the details in the dialogue box that is required to know the application status.
- Provide the application ID.
- Enter the captcha code and click on Submit.
- An email would be received from the bank to communicate the application status.
- Via Offline Methods
An applicant can check the application status of a credit card application by calling the credit card division of Axis Bank by dialing 1860-419-5555/ 1860-500-5555.
Applicants calling from outside India can dial +91-22-67987700.
Also, customers can visit the nearest branch to know the application status of Axis Bank credit cards.
Axis Bank Credit Card Customer Care Numbers
| Retail Phone Banking Numbers | 1 – 860 – 419 – 5555 |
| 1 – 860 – 500- 5555 | |
| Agri and Rural Banking Numbers | 1 – 800 – 419 – 5577 |
| NRI Phone Banking Numbers | |
| USA | 1855 205 5577 |
| Saudi Arabia | 800 850 0000 |
| UK | 0808 178 5040 |
| UAE | 8000 3570 3218 |
| Singapore | 800 1206 355 |
| Qatar | 00 800 100 348 |
| Canada | 1855 436 0726 |
| Bahrain | 800 11 300 |
| Australia | 1800 153 861 |
| (Non – Toll-Free) | +91 40 67174100 |
Call 1800-419-5959 to get your Account Balance
Call 1800-419-6969 to get your Mini Statement
To report lost/stolen credit cards, you can call these numbers:
1 – 860 – 419 – 5555
1 – 860 – 500 – 5555
Benefits of Axis Bank Credit Card
- Axis Bank credit cards are equipped with an EMV smart chip and some other security measures to ensure a safe transaction.
- With the introduction of the NFC Chip, simply tap up to INR 5000 without having any requirement to enter the PIN at any NFC-enabled POS machine.
- Many Axis Bank credit cards provide benefits to enjoy a cashback of up to INR 250 for fuel transactions.
- Withdraw cash up to a maximum of 30% of the total credit limit from almost any ATM across the world.
- Get up to 20% off the total bill for dining in any of the 4000+ partner restaurants throughout India.
