Axis Bank Credit Cards in India

Axis Bank Credit Cards are a convenient way to make instant payments for any expense in a cashless way. In case of no cash, it fulfills all the needs be it the purchase of a new mobile phone, booking an air ticket for an upcoming holiday, a dinner with family or friends, or even the purchase of monthly groceries. 

Top Axis Bank Credit Cards 

Below mentioned are some of the Top Axis Bank Credit Cards:

Credit CardAnnual FeeBest Suited ForIncome EligibilityJoining Fees
Axis Bank Ace Credit CardINR 499 p.m.CashbackINR 30000 p.m.INR 499 p.m.
Axis Bank Neo Credit CardINR 250 p.m.Entertainment & ShoppingINR 30000 p.m.INR 250 p.m.
Axis Bank Flipkart Credit CardINR 500 p.m.ShoppingINR 15000 p.m.INR 500 p.m.
Axis Bank Select Credit CardINR 3000 p.m.Travel, Shopping, RewardsINR 75000 p.m.INR 3000 p.m.
Axis Bank Vistara Signature Credit CardINR 3000 p.m.TravelINR 50000 p.m.INR 3000 p.m.
Axis Bank Magnus Credit CardINR 10000 p.m.All Rounder benefitsINR 150000 p.m.INR 10000 p.m.
Axis Bank My Zone  Credit CardINR 500 p.m.EntertainmentINR 30000 p.m.INR 500 p.m.

Other Axis Bank Credit Cards

Credit CardAnnual FeeBest Suited For
Airtel Axis Bank Credit Card₹ 500Bill Payment
Indian Oil Axis Bank Credit Card₹ 500Fuel
Axis Bank Vistara Credit Card₹ 1,500Travel
Axis Bank Vistara Infinite Credit Card₹ 10,000Travel
Axis Bank Aura Credit Card₹ 749Health and Wellness
Axis Bank Pride Platinum Credit Card₹ 250Defense Personnel

Fees & Charges

Fee TypeAmount
Joining/ Annual FeeVaries across all Axis Credit Cards
Finance ChargesUp to 3.4% per month | 49.36% p.a.
Late Payment Fee
For outstanding balanceFeeLess than INR 500NilFrom INR 501 to INR 5,000INR 500From INR 5,001 to INR 10,000INR 750Greater than INR 10,000INR 1,200

Eligibility Criteria

  • Primary cardholders should be between 18 to 70 years of age
  • Applicant should be a Resident of India or a Non-Resident Indian
  • Applicant should be Salaried or Self Employed.

Documents Required

Proof of IdentityPAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof
Proof of AddressAadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof
Proof of IncomeLatest one or 2 salary slips (not more than 3 months old), the Latest Form 16, Last 3 months’ bank statement

How to apply for Axis Bank Credit Card Online

Below mentioned are the steps to apply for Axis Bank Credit Card online:

Step 1: Enter the mobile number to start an application in the credit card form. 

Step 2: Enter OTP and check the pre-approved offers available on the screen.

Step 3: Compare the options available as per the eligibility and choose the card that best suits the requirement.

Step 4: Apply for the preferred credit card and provide documents for the smooth processing of the application.

How to check Axis Bank Application Status

Axis Bank Credit Card Application Status can be checked by two methods i.e. either online or offline. Let us understand both of them.

  1. Via Online Methods
  2. Checking the application status using the Application ID
  • Visit the official website of Axis Bank.
  • Select the Application ID option.
  • Enter the Application ID received at the time of application.
  • Click on “Submit”.
  • The status will be displayed on the screen.
  1. Checking the application status using PAN & Mobile Number
  • Visit the official website of Axis Bank.
  • Open the status tracking page of Axis Bank.
  • Enter the mobile number and PAN provided at the time of application.
  • Click on Submit.
  • The status will be displayed on the screen.
  1. Checking the application status through Email
  • Visit the official website of Axis Bank.
  • Open the email tab available on the website.
  • Enter the details in the dialogue box that is required to know the application status.
  • Provide the application ID.
  • Enter the captcha code and click on Submit.
  • An email would be received from the bank to communicate the application status.
  1. Via Offline Methods

An applicant can check the application status of a credit card application by calling the credit card division of Axis Bank by dialing 1860-419-5555/ 1860-500-5555.

Applicants calling from outside India can dial +91-22-67987700.

Also, customers can visit the nearest branch to know the application status of Axis Bank credit cards.

Axis Bank Credit Card Customer Care Numbers

Retail Phone Banking Numbers1 – 860 – 419 – 5555
 1 – 860 – 500- 5555
Agri and Rural Banking Numbers1 – 800 – 419 – 5577
NRI Phone Banking Numbers 
USA1855 205 5577
Saudi Arabia 800 850 0000
UK 0808 178 5040
UAE 8000 3570 3218
Singapore800 1206 355
Qatar 00 800 100 348
Canada 1855 436 0726
Bahrain 800 11 300
Australia 1800 153 861
(Non – Toll-Free) +91 40 67174100

Call 1800-419-5959 to get your Account Balance

Call 1800-419-6969 to get your Mini Statement

To report lost/stolen credit cards, you can call these numbers: 

1 – 860 – 419 – 5555

1 – 860 – 500 – 5555

Benefits of Axis Bank Credit Card

  • Axis Bank credit cards are equipped with an EMV smart chip and some other security measures to ensure a safe transaction.
  • With the introduction of the NFC Chip, simply tap up to INR 5000 without having any requirement to enter the PIN at any NFC-enabled POS machine.
  • Many Axis Bank credit cards provide benefits to enjoy a cashback of up to INR 250 for fuel transactions.
  • Withdraw cash up to a maximum of 30% of the total credit limit from almost any ATM across the world.
  • Get up to 20% off the total bill for dining in any of the 4000+ partner restaurants throughout India.

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